Recent findings from The Clifton Private Finance Mortgage Pulse Report 2024 shed light on the UK population's perceived ability to keep up with their mortgage repayments in 2024, as many come off low fixed rates onto new, significantly higher rate deals. The data, collected from more than 350 form submissions on the Clifton Private Finance website between November and January, reveals some...
Can BNPL schemes affect consumers' chances of securing a mortgage? - advice and stats from the mortgage experts at money.co.uk & Mojo Mortgages
Recent headlines suggest that users of Buy Now Pay Later (BNPL) schemes like Klarna and Clearpay may be at risk of having their mortgage application declined, due to the credit agreements being factored into the mortgage affordability...
It’s been a long road and the end is (hopefully) near, with an exit plan in place to gradually reduce lockdown restrictions.
However, Yes Homebuyers has found that there has been one silver lockdown lining for 27% of recent homebuyers, who say that the numerous stretches of restrictions over the last year have helped them save to get on the property ladder.
We can all become complacent with our finances, but as with any bad habits, the first step is admitting something needs to change – and spring is an ideal time to give your money habits a deep clean and refresh.
But, once you’ve decided to improve your money habits, where do you start?
Here are some ideas from TopCashback.co.uk UK director Adam Bullock, for spring cleaning...
We all know how important knowledge is, but how clued up is the average Brit? With an endless array of technical jargon to get our heads around, Vanquis Bank https://www.vanquis.co.uk surveyed 2,000 people from across the UK and asked them 10 financial questions, covering everything from Direct Debits, VAT, mortgages and National Insurance.
When is the best time to investigate a house move or new mortgage deal? Statistics show that many people choose the Christmas holidays to get the ball rolling. Here, Michael Usher – owner of Michael Usher Mortgage Services – considers the seasonal trend...
As Christmas fast approaches, most people are frantically shopping for gifts rather than thinking about house moves, mortgages or...