Living in a seasonal climate, the winter brings with it a complete change of pace as your daily routine fundamentally changes to accommodate things like the colder weather and shorter daylight hours. But winter also brings with it other challenges, especially where money is concerned. For one thing, this is the season when you will likely make most use of your central heating, and inherent in...
Trading can be an exhilarating way to invest your money. One way to do this is via foreign exchange trading (forex). Forex has become increasingly popular over the years, and this is due to the ease of access and the different tools that allow new traders to monitor their information . In the UK alone, average daily reported foreign exchange turnover has reached record highs: $2,985 billion...
Most people attribute the act of writing a will to old age and times of retirement, however there is no reason why you have to wait that long to start considering these things. Ensuring your belongings and anything of value go to the people you’d want them to go to in the unfortunate event of your death is a worthwhile endeavour. So, when is it a good time to write a will? And what does the...
Ever wondered where all your spare change goes? The mystery has been solved - and it turns out that it’s down the side of your beloved sofa.
Research undertaken by rubbish disposal experts Divert.co.uk has revealed that there’s a suspected £10 million worth of change hidden down the sofas of unsuspecting Brits - enough to feed the average family of 4 for 3,019 years, buy 667 average-...
When retailers are constantly bombarding customers with promises of massive savings it can be tricky to discern where the real bargains are. In 2019 an investigation found that a whopping 95% of items were cheaper or the same price during Black Friday sales. This is where price tracking tools such as Camelcamelcamel.com and Wikibuy.com come in handy. These tools provide a detailed price...
No matter what your age, planning for your retirement should be a priority, to ensure that you have the right amount of income for those later years in life. It is a process that evolves over time, and there are several things to consider when planning for your retirement. So, to make things a bit clearer, here are a few simple steps to get the ball rolling and start thinking about the future...
Sometimes life will take twists and turns that you could never predict. Unexpected bills could come through your door, you might become too ill to work, or you may lose your job. Any of these can inevitably have an impact on your finances. As such, it makes keeping up with paying bills and mortgages feel like an uphill battle.
Being made redundant may fill you with dread or with...
Katie Yvonne, 22, from Telford, is on a mission to financial security with a zero-based budget. “If every penny is accounted for I know exactly what I’m doing.” Katie took to TikTok ( @katiedoeslife ) in 2021 to share her tips on how she is on track to save £1k in a year on an annual income of £4,128.
Previously spending approximately £720 a year on takeout coffees alone when at...
The quintessential student experience: cheap pints at the university bar; long nights of last-minute cramming due to said cheap pints; arguments about the washing-up in your shared house; and of course, the empty wallet/bank account/piggy bank after two weeks of enjoying the fullness of a student loan payment. University is a unique and life-changing experience, with highs and lows and all-...
There was a time when proper banking could only be accomplished by heading to your local bank and getting everything in order. In an age of convenience and accessibility, most people want a means of handling their finances without having to go out, which is where mobile banking comes in. It is especially crucial due to the recent pandemic.
